All savings & loans

Where Financial Freedom Meets Business Growth

Empowering small and medium businesses with fast, flexible financing solutions to turn ambitions into achievements

Flex buy(Buy now, pay later)

Own your favorite home appliances, gadgets, and work tools today, and enjoy the convenience of paying in flexible, easy installments.

70 seeds(Save now, pay later)

Save ‘small small’ and enjoy the convenience of having your favorite items delivered to you effortlessly once your savings goal is met.

Savings

Savings options

Cultivate a positive savings culture with the Seeds app. Save individually or join forces with friends and family to boost everyone’s savings capacity. Together, you’ll always have more than enough for life’s rainy days

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Loans

Loan options

Access low-interest loans to grow your business or finance personal and business asset needs. Build a consistent savings pattern, maintain a strong financial flow, and establish a good credit record to unlock endless opportunities

Get loan

Health insurance

Affordable healthcare

Get to enjoy affordable individual and family health care services when you save or take up loans on seeds ensuring a secured physical and financial health.

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Onlending

Onlending partner

Earn up to 20% annual returns by becoming a Seeds onlender. Provide financing for low-risk loans to borrowers effortlessly while growing your wealth in a secure and seamless way

Get loan

Seeds is support and powered by

Buy Now Pay Later

Get items of your choice and 'pay small small'

Instant loans

Make contributions and get instant loan disbursement

Savings backed loans

Unlock a loan of up to 5x your savings, and still have your saving intact

Buy Now Pay Later

Get items of your choice and 'pay small small'

Instant loans

Make contributions and get instant loan disbursement

Savings backed loans

Unlock a loan of up to 5x your savings, and still have your saving intact

Our journey so far...

Saved

Processed loans

1.1Billion

Disbursed

25000

20000

18000

15000

12000

9000

6000

3000

40M

Jun

62M

Jul

120M

Aug

290M

Sep

430M

Oct

600M

Nov

1.1B

Dec

Loan officers

Regions covered

Find us near you

Our Branches

Locate us with ease at any of our 46 physical branches

SANGO

G2/7 Lagos Abeokuta Expressway, Sango, Ogun State

YABA

17, Tejuosho Rd, Yaba Lagos

OYINGBO

Shop 36, Second Floor Ultramodern Plaza, Oyingbo Market, Lagos

IKOTUN 1

Alhaja Busstop Front Of The Bldg Beside Bovasfilling Station

IYANA IPAJA 1

Shop C3, Rosh Jidam Complex Beside Masaku Palace, Iyana Ipaja, Lagos

ALABA

8, Justice Mark Plazast. Peters Busstop Alaba Intl

OKO AFO

1, Oloruntobi Street, Shop 6, Opposite Okoafo Secondary School, Okoafo Busstop Oko Afo Badagry

SABO

Sabo Modern Plaza,Shop 320, Block 10, Sabo, Yaba

BARIGA

27, Shop 26, Jagunmola Street, Off Bariga Mkt, Bariga

IKEJA

18, Medical Rd, Nearjara Mall, Off Computer Village, Ikeja

ILE-EPO

Shop Shub Alhaja Banjoko Complex, Ileepo Lagos

AJAH

Building 2, First Floor View Point Plaza,Nepa Rd, Ajah Lagos

MILE 12/KETU

619, Adeniji Plaza, Ikorodu Rd, Mile 12 Underbridge, Lagos

BENSON

1, Alhaji Alagogo Street, Off Ayangburen Rd, Ikorodu, Lagos

IKOTUN 2

1, Daleko Street, Stainless Plaza Ikotun Roundabout Ikotun Lagos

OSHODI

Terminal 3, Beside Lions Bite, Oshodi, Lagos

AGRIC

Shop 3, Wuraola Ashabi Plaza, Taiwo Molajo Junction, Aunty' Kenny Busstop, Ikorodu Lagos

ELEKO

Shop 13b Emmanuel Plaza Eleko Junction Ibeju Lekki

AWOYAYA

Beside Central Mosque, United Estate Busstop, Sangotedo

EGBEDA

Mokola Busstop Opposite Eco Centre Lotto Banner, Egbeda Lagos

Frequently Asked Questions

Get Started

Testimonials

What our customers say

Chukwuma

Business man

"
The Seeds asset financing option was a lifesaver for my frozen food business when my smaller freezer broke down unexpectedly. It allowed me to secure a large chest freezer and pay for it with ease, ensuring my business stayed on track.
"

Bukola idris

Business woman

"
The seeds loan have really impacted my business positively as they have been my business financial back bone, and have always come through for my business financially with instant loan all the times i have come calling.
"

Bilkisu ahmed

Business woman

"
The seeds loan have really impacted my business positively as they have been my business financial back bone, and have always come through for my business financially with instant loan all the times i have come calling.
"

Oladele Joshua

Business man

"
The Seeds asset financing option was a lifesaver for my frozen food business when my smaller freezer broke down unexpectedly. It allowed me to secure a large chest freezer and pay for it with ease, ensuring my business stayed on track.
"